your journey. your bank.

Schoolcraft | Vicksburg | Mattawan

Home, Auto and Business Loans

By your side as you grow, every step of the way!

Your Local, Reliable, Friendly Community Bank

We live and work in your community for over 100 years.

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Checking | Savings | Credit Card | Mortgages | Loans

Kalamazoo County State Bank has been in the community for over 100 years, so we know the markets and the loans you will need!

As your original community bank, you’ll receive personal service and quick turnaround because all of our decisions are made locally…right here in our communities…not another state, we are your local Kalamazoo Bank!

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Buying a home?

Get pre-qualified at your local Community Bank!

Kalamazoo County State Bank is your local community bank interested in helping you with all your financial needs.  When you are looking to buy a home, start with us first! We can get you  pre-qualified so you have the buying power you need to start looking. So whether you’re looking for your first home, considering building a  home, expanding or want to refinance your home, we are here for you.

Why Choose KCSB?

  • Personal service
  • Mortgages to fit your needs and budget
  • Fast pre-qualification
  • Local underwriting
  • Local decisions
  • We live and work in the community
  • 100+ years of community support

Get pre-qualified today.

Call or visit us for your personal service!

Schoolcraft — 269.679.5291
Mattawan — 269.668.3386
Vicksburg — 269.649.0001

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News, Announcements, Community

Holiday Greeting in the Time of Coronavirus

Holiday Greeting in the Time of Coronavirus

All of us at KCSB want to wish you a safe, healthy and happy holiday season. As we celebrate the holidays this year, we are especially grateful for the care and support everyone has extended to fellow customers, our employees and all those in our communities who are...

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Mortgage Application Checklist: What documents will I need?

Mortgage Application Checklist: What documents will I need?

When you’re ready to start looking for a home, or you’ve already decided on the home you want to buy, you will need to step back for a moment and gather the information for your lender to actually approve your mortgage application. Whether it’s your first home, your...

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Employee Spotlight: Jerry Kroetsch

Employee Spotlight: Jerry Kroetsch

Meet Jerry Kroetsch, Assistant Vice President, Commercial Loan Officer. Jerry joined KCSB in 2019 with over 25 years of banking experience. He has a BBA in Finance from Western Michigan University. We asked Jerry about his personal and professional experiences...

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“The hometown atmosphere is what brought me to Kalamazoo County State Bank.  When I moved to KCSB I felt like a real person, not just a number.  Also, KCSB can handle all of my banking needs.  I was looking for a bank to handle daily deposits from B&G Discount, and eventually a line of credit to add on to the store.  KCSB handled everything in an excellent manner.  I appreciate that everyone at the bank knows who I am; not a big bank attitude.  We are friends as well as business partners.  I would refer friends and family to KCSB because the service is personal; they can handle anything with top notch service; they are a part of our community that make you feel like you are a friend.”

Brett and Eric Gowen


B&G Discount

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Start banking wherever you are with the KCSB Mobile APP

Available to all Kalamazoo County State Bank online banking customers, Kalamazoo County State Bank Mobile allows you to check balances, make transfers, pay bills, and find locations.

Download the KCSBank APP