your journey. your bank.

Schoolcraft | Vicksburg | Mattawan

Home, Auto and Business Loans

By your side as you grow, every step of the way!

Your Local, Reliable, Friendly Community Bank

We live and work in your community for over 100 years.

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Checking | Savings | Credit Card | Mortgages | Loans

Kalamazoo County State Bank has been in the community for over 100 years, so we know the markets and the loans you will need!

As your original community bank, you’ll receive personal service and quick turnaround because all of our decisions are made locally…right here in our communities…not another state, we are your local Kalamazoo Bank!

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Buying a home?

Get pre-qualified at your local Community Bank!

Kalamazoo County State Bank is your local community bank interested in helping you with all your financial needs.  When you are looking to buy a home, start with us first! We can get you  pre-qualified so you have the buying power you need to start looking. So whether you’re looking for your first home, considering building a  home, expanding or want to refinance your home, we are here for you.

Why Choose KCSB?

  • Personal service
  • Mortgages to fit your needs and budget
  • Fast pre-qualification
  • Local underwriting
  • Local decisions
  • We live and work in the community
  • 100+ years of community support

Get pre-qualified today.

Call or visit us for your personal service!

Schoolcraft — 269.679.5291
Mattawan — 269.668.3386
Vicksburg — 269.649.0001

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News, Announcements, Community

Employee Spotlight: Deanna Gerow

Employee Spotlight: Deanna Gerow

Meet Deanna Gerow. If she hasn’t captured your photo with her camera, she’ll definitely capture your heart with her kindness. Deanna began her banking career at KCSB in 2016 as a Teller and progressed to a Personal Banker and most recently promoted to Branch Manager...

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8 Reasons to Shop Local for Your Mortgage

8 Reasons to Shop Local for Your Mortgage

Shopping for a mortgage is a very personal experience – let’s face it – it’s one of the biggest expenses you will have as a homeowner. Today, more than ever, you’ll want to work with someone who you can trust wholeheartedly, someone who appreciates your unique...

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5 Questions to Ask a Mortgage Lender

5 Questions to Ask a Mortgage Lender

Buying a home is an exciting time. It can also be a daunting time, especially if you need to finance your purchase. To keep your experience as positive as possible, make sure to talk with your mortgage lender right away. Here are five questions you’ll want to ask your...

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“The hometown atmosphere is what brought me to Kalamazoo County State Bank.  When I moved to KCSB I felt like a real person, not just a number.  Also, KCSB can handle all of my banking needs.  I was looking for a bank to handle daily deposits from B&G Discount, and eventually a line of credit to add on to the store.  KCSB handled everything in an excellent manner.  I appreciate that everyone at the bank knows who I am; not a big bank attitude.  We are friends as well as business partners.  I would refer friends and family to KCSB because the service is personal; they can handle anything with top notch service; they are a part of our community that make you feel like you are a friend.”

Brett and Eric Gowen


B&G Discount

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Start banking wherever you are with the KCSB Mobile APP

Available to all Kalamazoo County State Bank online banking customers, Kalamazoo County State Bank Mobile allows you to check balances, make transfers, pay bills, and find locations.

Download the KCSBank APP