Fall is a time when people start winding down and moving more activities indoors. Holidays like Halloween, Thanksgiving, Hanukkah and Christmas start to fill our thoughts and the retail centers. It’ also an ideal time get a Self-Build Construction Loan. Here are five advantages to building a home in the fall.
1. KCSB Offers Self-Contracting Construction Loans
One of the best-known secrets of KCSB’s Construction Loan Program is the ability to self-contract and allow for partial work. Very few banks allow self-contracting today as part of a construction loan, especially allowing for partial work. KCSB allows for your sweat equity! KCSB understands you can self-contract and do partial work with your construction loan. Fall is a great time to get your Self-Build Construction Loan.
2. Moderate Temperatures
Weather is definitely a factor when considering building a home in the fall. We often think of colder weather with snow and freezing ground, making it difficult to build. Digging a foundation and working outside can seem almost impossible as winter approaches. But cold and snow are so much better than the hot summers we have had lately along with the rainy season spring promises. Fall is actually in between all the weather that can cause delays. Therefore, fall weather is a major advantage because of the moderate temperatures.
3. Perfect for Self-Contracting Projects
In today’s competitive market, building your own home can be a great opportunity to save some money if you are interested in putting in some sweat equity. Fall can give you, your family and friends a perfect time to do some of the work. Oftentimes this work includes having a builder who will do the major work like the foundation. Then you can decide what projects you can do and perhaps what projects some of your talented family and friends can complete for as well.
Typical projects included in self-contracting and partial work can include this type of sweat equity:
- Dry wall
- Electric
- Plumbing
- Flooring
- Painting
- Trim work
4. Spring Landscaping
Once you have used the fall and winter to complete your home, you will have a perfect season to begin your spring landscaping. This can also save you some money upfront by planning to do your own landscaping and have the springtime to plant. Fire pit, water feature, putting green?
5. Start a New Year in a New Home
A final benefit – you start the new year in a new home. All the fall planning, shopping, negotiating will pay off as you start the new year with the home of your dreams. As everyone else in the home building arena gears up for another hectic season of building, you are thinking of spring flowers and maybe new furniture. Consider taking advantage of the fall season, today!
If you have ever thought about building your own home, fall is an ideal time to consider getting a KCSB Self-Build Construction Loan. Call us today to learn more about one of the best-known secrets of KCSB’s Construction Loan Program at 269.679.5291. You can also visit one of our branch offices. Find a location most convenient for you at https://kcsbank.com/locations. Discover the five advantages to building your home this fall!
Kalamazoo County State Bank is an Equal Housing Lender.
