Personal Savings

 

Statement Savings

  • $10.00 Minimum Deposit to Open
  • Offers Competitive Variable Interest Rates*
  • MasterMoney Debit Card
  • Direct Deposit
  • Electronic Credits or Debits
  • Automatic Loan Payments
  • Maintain Minimum Balance of $200 to Waive Monthly Service Charge
  • Monthly Statement
  • Maintenance Fee waived when enrolled in online banking & eStatements

Christmas Club Savings

  • $1.00 Minimum Deposit to Open
  • Offers Competitive Variable Interest Rates*
  • No Withdrawals Prior to Issuance of Christmas Club Checks
  • At maturity, can have funds direct deposited to KCSB Checking or Savings

My Money Club

  • $10 Minimum Deposit to Open
  • Offers Competitive Variable Interest Rates*
  • No Minimum Balance Requirement Until Minor Turns Age 18**
  • Parent/Guardian Must Open Account With Minor
  • Monthly Statement

*Interest Rates established periodically by Kalamazoo County State Bank

**Converts to Statement Savings at age 18

Certificates of Deposit

    • Fixed Rates with terms from 32 days to 60 months
    • Minimum Deposit 32 Days to 90 Days: $2,500.00
    • Minimum Deposit 91 Days to 60 Months: $1,000.00
    • Offers Competitive Fixed Interest Rates*
    • Substantial Penalty For Early Withdrawal

Traditional and Roth IRAs

  • All Contributions are Invested in a Bank Certificate of Deposit
  • Offers Competitive Variable or Fixed Rates*
  • Choice of Term to Maturity Before Renewal
  • Separately Insured Up to $250,000 by FDIC Coverage
  • Contact one of our Personal Bankers if You Have Any Further Questions or Wish to Establish an Account
  • Please consult with your tax advisor.

 

Contact Us
1-800-927-3335
Schoolcraft
269-679-5291
Mattawan
269-668-3386
Vicksburg
269-649-0001

Telephone Banking

1-866-527-2265

KCSB Routing Number
#072408274

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Kalamazoo County State Bank
All rights reserved

Website Photography
by Deanna Gerow