Mortgages
First Time Homebuyer
- Take the first steps toward your dream home
- Learn about options right for you
- Get pre-qualified
Conventional Fixed Rate
- In-house mortgage kept right here
- Serviced by KCSB
- Get pre-qualified
Secondary Market
- Find the path to your new home
- FHA, VA, Rural Development, Low down payment loans
- Get pre-qualified
Refinance
- Tap into the equity in your home
- Shorten the term of your loan
- Consolidate debt
Home Improvement
- Put your home to work for you
- Update your home
- Add on an addition
Home Equity
- Put your home to work for you
- Consolidate debt
- Lower monthly payments
Vacant Land
- Find the perfect location for your new home or retreat
- Serviced by KCSB
- Competitive rates
Construction Loans
- Build the home you have always wanted
- Self-contracting or self-build loans
- Get pre-qualified
Contact Us
1-800-927-3335
Schoolcraft
269-679-5291
Mattawan
269-668-3386
Vicksburg
269-649-0001
Telephone Banking
1-866-527-2265
KCSB Routing Number
#072408274
© 2026
Kalamazoo County State Bank
All rights reserved
Website Photography
by Deanna Gerow