KCSB Mortgage

Finding the right mortgage loan begins with choosing the right lender. For years, Pam Shaffer and Kevin Hughes have set the standard for Home Loan Service and personally tailored loan solutions.
If you are considering buying a new home, building a home, or refinancing an existing loan, take a moment to talk to Pam or Kevin today. You’ll quickly see how the standard of excellence was established.

  • First Time Home Buyer Mortgages
  • Low Income Mortgages
  • Secondary Market Mortgages
  • Refinance Loans
  • Home Improvement Loans
  • Home Equity Loans
  • Vacant Land Financing
  • Construction Loans (self-contracting allowed)

Kevin and Pam are located at our Schoolcraft branch at 223 N Grand in Schoolcraft.

Please feel free to contact them directly

Kevin Hughes
(269) 679-5291
NMLS #623632
Read more about Kevin Here 

Pam Shaffer 
(269) 679-5291
NMLS #859506
Read more about Pam Here

The reason I bank with KCSB is I’m not just an account; I’m an individual.  I also appreciate fast, friendly, convenient banking services.

-Nicholas Marietti

NMLS ID Numbers:

KCSB  NMLS #449277

Scott Hines: 517454

Kevin Hughes: 623632

Pam Shaffer: 859506

Chuck Snyder: 1260446

Rose Mary Vander Molen: 517457

Jerry Kroetsch: 582026

Patrick Fitzgerald: 1911446

Michanna Holbrook: 1911459


Michanna Holbrook is an Assistant Branch Manager

Rose Mary is a Mortgage Loan Clerk

All the others are Loan Officers.


“When I decided to refinance my mortgage loan, I wanted to deal with a local bank. I wanted to be able to meet with the loan officer in person, not by phone or over the internet. Kevin Hughes was able to answer all my questions and kept me informed throughout the process.”

Mike Hossack