Give Them a Valuable Head Start Teaching young people about money can help them become more financially independent as they get older. There is research that suggests financial education may be related to lower debt, higher savings, and higher credit scores. 6 Ways to...
Small businesses have seen exceptional challenges and opportunities over the last several of years. With the uncertainty of the economy, many business owners have questions about their future, especially when thinking about expanding. Whether you are considering...
Kalamazoo County State Bank (KCSB) is pleased to announce President and Chief Executive Officer D. Scott Hines is elected Chairman of the Community Bankers of Michigan (CBM) Board of Directors for the fiscal year 2025-2026. Hine’s was appointed at the CBM Annual...
Now is the time to talk with your local mortgage lender if you are thinking of buying your first home, moving into a bigger home or looking to downsize. If anyone knows the pulse of the local market, it’s your local community bank lenders. With home prices and...
Kalamazoo County State Bank Celebrates Schelle McMillan’s 45th Anniversary Kalamazoo County State Bank (KCSB) is pleased to announce Schelle McMillan is celebrating her 45th anniversary with the Bank. “We are extremely pleased to announce Schelle’s 45th anniversary...
Courtney Gill (the brunette) and Michanna Holbrook (the blond) celebrate 10-year anniversaries with KCSB in October. Because of their longevity and loyalty, they have a solid understanding of KCSB and are valuable sources of knowledge for other employees and...
When pondering a remodeling project, adding a room to your home, or consolidating debt, a home equity line of credit may be a better option to use instead of a credit card(s). A HELOC (home equity line of credit) allows you to borrow only the money you need and offers...
Drew Forsyth, Credit Analyst, is celebrating his five 5-year anniversary this July. As Drew likes to say, “I’ve been with KCSB for five glorious years!” As a credit analyst, Drew verifies customers can repay their potential business loans. So, as Drew may work behind...
A home equity line-of-credit, or HELOC, is usually an adjustable-rate loan because you can borrower the money anytime in the draw period. This line-of-credit allows you to borrow only the money you need and offers a variable interest rate that is generally lower than...
Jerry Kroetsch joined KCSB as Commercial Loan Officer and Assistant Vice President in 2019. He has 30 years combined banking experience as a Commercial Loan Officer and Retirement Plan Administrator. Jerry has a BBA in Finance from Western Michigan University in...
