KCSB Mourns Loss of Great Leader, Mentor Jim MacPhee

Contact: Scott Hines President and CEO For Immediate Release           269.679.5291 KCSB Mourns Loss of Great Leader, Mentor Jim MacPhee Schoolcraft, Mich. (September 14, 2020) – It is with deep sympathy that Kalamazoo County State Bank (KCSB) relates the loss of a...

Employee Spotlight: Deanna Gerow

Meet Deanna Gerow. If she hasn’t captured your photo with her camera, she’ll definitely capture your heart with her kindness. Deanna began her banking career at KCSB in 2016 as a Teller and progressed to a Personal Banker and most recently promoted to Branch Manager...

8 Reasons to Shop Local for Your Mortgage

Shopping for a mortgage is a very personal experience – let’s face it – it’s one of the biggest expenses you will have as a homeowner. Today, more than ever, you’ll want to work with someone who you can trust wholeheartedly, someone who appreciates your unique...

5 Questions to Ask a Mortgage Lender

Buying a home is an exciting time. It can also be a daunting time, especially if you need to finance your purchase. To keep your experience as positive as possible, make sure to talk with your mortgage lender right away. Here are five questions you’ll want to ask your...

Employee Spotlight: Patrick Fitzgerald

Spend a little time with Patrick Fitzgerald, the Mattawan Branch Manager, and you understand the bench strength he brings to Kalamazoo County State Bank. Sports are an important part of Patrick’s daily life and have guided him throughout his career. Patrick brings...

What happens if the home appraisal is lower than the offer?

In the process of buying a home, you need to be prepared for everything and anything. It’s always wise to understand that there are times when your home appraisal may come in lower than your offer. A home appraisal is an unbiased estimate of the true (or fair market)...

Employee Spotlight: Kevin Hughes

If you have ever worked with Kevin Hughes, you know this man loves fishing and the great outdoors! You will also know that Kevin is a mortgage expert! These two passions keep Kevin very busy. Kevin is Vice President, Head of Residential Lending. He joined Kalamazoo...

Are you going to love it or build it? To Buy, Build or Remodel…

With all the popularity of fixing up a current home, buying an existing home and building your own home, the decisions are more complicated when you have to make them up front. To help sort out your options, consider your lifestyle today and envision where you’d like...