A pool in the backyard. Paying off high-interest debt. A dream vacation. A home equity line of credit — often called a HELOC — can help make it happen. Today’s housing market remains competitive, with higher home values and limited inventory. That means many...
Building a new home is an exciting milestone — and having the right financial partner can make the process smooth from start to finish. In many cases, new homes are built in master-planned communities where developers design the neighborhood and partner with approved...
When it comes to exploring mortgage options, who you choose to work with matters. A local community bank offers more than a transaction — it offers guidance, understanding, and a true partnership throughout your financial journey. With local insight, personal service,...
Jerry and Janet were nominated by KCSB’s Executive Officers. As a community bank, the Officers look at the “big picture” of community service and volunteerism, not just Bank sponsored non-profit work. Jerry was nominated for his consistent volunteerism in our...
Kenzie is the Branch Officer of the Vicksburg office and was nominated by Bank employees to receive this honor. Here are some of the employee comments: I nominate Kenzie because she tries to improve things. I think she has a better grasp of things that need to be done...
Take the Steps to Build Your Emergency “Rainy Day” Fund Every financial journey comes with unexpected turns, which is why having an emergency—or “rainy day”—fund matters. You’ve probably heard the phrase “save for a rainy day” before, often early in life. And while it...
45th Anniversary at Kalamazoo County State Bank LET IT BE KNOWN that it is with great pride and admiration that we join in recognizing Mrs. Schelle McMillan for her forty-five years of dedication to the Kalamazoo County State Bank and for her outstanding contributions...
If you have ever thought of buying a home, building a home, refinancing your current home mortgage or even using the equity in your home for debt consolidation or remodeling — now might be the time! We have entered a period where mortgage interest rates are now...
As the holidays draw near, you may be considering how to use your remaining funds and if you want to continue to use your credit card(s) for expenses. This is an opportune time to consider your home’s equity to strengthen your finances and meet your financial goals as...
Congratulations Chuck! Chuck is Assistant Vice President, Retail Loan Officer for KCSB. With excellent lending and management skills, Chuck excels at helping his customers with their mortgages, construction loans, home equity loans and business loans. He is known for...
