Employee Spotlight: Mary Marshall

Meet Assistant Vice President Mary Marshall. Mary has recently been appointed to lead Human Resources and Marketing for KCSB. For someone who is right-and left-brained – Mary just made the perfect career move. Usually people are...

What to Expect When Considering a KCSB Construction Loan

Kalamazoo County State Bank (KCSB) is one of the most flexible construction lenders in Michigan. By allowing you to work with your builder, doing some of the work yourself, or self-contracting the entire project, you can save thousands of dollars on the total cost....

Employee Spotlight: Courtney Gill

Meet Courtney Gill, Operations Specialist at KCSB. It is often said that Community Bankers wear many hats and Courtney has quite a selection. Courtney began her banking career at KCSB nearly seven years ago. She began as a Teller in 2014 and moved into Operations in...

Best Known Secret – KCSB Offers Self-Contracting Construction Loans

Some call it sweat equity or knowing friends in the right places – Kalamazoo County State Bank (KCSB) calls it offering clients the ability to self-contract and allow for partial work with their construction loan. One of the best known secrets of KCSB’s Construction...

Employee Spotlight: Tiffany Brinkert

Meet Tiffany Brinkert, Deposit Operations Officer for Kalamazoo County State Bank (KCSB). This year marks my 24th year with KCSB. I started in March 1997 as a New Accounts Rep/Receptionist at the Schoolcraft office, opening new deposit accounts, and answering the...

8 Ways to Use Mortgage Refinancing to Your Advantage

When home mortgage rates are still historically low, it’s an ideal time to consider the ways you can use this time to your advantage. Here are eight most advantageous reasons for you to consider a refinance. Lower Your Monthly Payments Our home mortgage payments are...

Employee Spotlight: Tony R. Poehlman

Meet Anthony (Tony) R. Poehlman. Tony is a Loan Processor at KCSB. If you have had the opportunity to meet, work or simply have a conversation with Tony – you know there is a creative mind behind this banker. And someone who is confident to try new things even though...

How Do Cash-Out Refinances Work?

Typically cash-out refinances work when you have equity in your home AND you want to have cash to use for home improvements, school tuition, debt consolidation or a dream tucked away. A cash-out refinance allows you to refinance your current mortgage and borrow...

Employee Spotlight: Maria Brandt

Meet Maria Brandt, a Personal Banker at the KCSB’s Vicksburg branch. Maria is one of those people who delights in meeting and greeting people. Her genuine smile is welcoming and contagious! Her customers especially enjoy her eagerness to help them from opening new...