Should You Refinance Your Mortgage While Rates are Low?

As the COVID-19 pandemic started slowing down the economy in early 2020, mortgage interest rates also started to go down. Today, mortgage rates are historically low. If you currently have a home mortgage, it’s an ideal time to consider a refinance. The best thing you...

Holiday Greeting in the Time of Coronavirus

All of us at KCSB want to wish you a safe, healthy and happy holiday season. As we celebrate the holidays this year, we are especially grateful for the care and support everyone has extended to fellow customers, our employees and all those in our communities who are...

Employee Spotlight: Chuck Snyder

Meet Charles S. Snyder (Chuck), Loan Officer for Kalamazoo County State Bank. Chuck joined KCSB in 2016 as Branch Manager of the Mattawan Office. He brought many skills with him to KCSB including excellent lending, sales and branch management skills. In 2019, Chuck...

Mortgage Application Checklist: What documents will I need?

When you’re ready to start looking for a home, or you’ve already decided on the home you want to buy, you will need to step back for a moment and gather the information for your lender to actually approve your mortgage application. Whether it’s your first home, your...

Employee Spotlight: Jerry Kroetsch

Meet Jerry Kroetsch, Assistant Vice President, Commercial Loan Officer. Jerry joined KCSB in 2019 with over 25 years of banking experience. He has a BBA in Finance from Western Michigan University. We asked Jerry about his personal and professional experiences...

6 Advantages to Building or Buying A Home in The Fall

Fall is a time when people start winding down and moving more activities indoors. Holidays like Halloween, Thanksgiving, Hanukkah and Christmas start to fill our thoughts. It’s also an ideal time to take advantage of the market to build or buy a home! Here are six...

Employee Spotlight: Michanna Holbrook

Meet Michanna Holbrook, the Branch Manager of KCSB in Vicksburg. Michanna joined KCSB in 2014 as a Teller. Her skills for understanding her customers’ needs along with the services available to help fulfill those needs quickly became apparent. Over the last six years,...

7 Unexpected First-Time Home Buyer Expenses

Making plans to buy your first home is an exciting time, yet with the recent shifts in our economy, it can be daunting as well. To keep your homebuying process moving more toward exciting than overwhelming, you’ll want to understand the additional expenses that will...

KCSB Mourns Loss of Great Leader, Mentor Jim MacPhee

Contact: Scott Hines President and CEO For Immediate Release           269.679.5291 KCSB Mourns Loss of Great Leader, Mentor Jim MacPhee Schoolcraft, Mich. (September 14, 2020) – It is with deep sympathy that Kalamazoo County State Bank (KCSB) relates the loss of a...

Employee Spotlight: Deanna Gerow

Meet Deanna Gerow. If she hasn’t captured your photo with her camera, she’ll definitely capture your heart with her kindness. Deanna began her banking career at KCSB in 2016 as a Teller and progressed to a Personal Banker and most recently promoted to Branch Manager...