8 Reasons to Shop Local for Your Mortgage

Shopping for a mortgage is a very personal experience – let’s face it – it’s one of the biggest expenses you will have as a homeowner. Today, more than ever, you’ll want to work with someone who you can trust wholeheartedly, someone who appreciates your unique...

5 Questions to Ask a Mortgage Lender

Buying a home is an exciting time. It can also be a daunting time, especially if you need to finance your purchase. To keep your experience as positive as possible, make sure to talk with your mortgage lender right away. Here are five questions you’ll want to ask your...

Employee Spotlight: Patrick Fitzgerald

Spend a little time with Patrick Fitzgerald, the Mattawan Branch Manager, and you understand the bench strength he brings to Kalamazoo County State Bank. Sports are an important part of Patrick’s daily life and have guided him throughout his career. Patrick brings...

What happens if the home appraisal is lower than the offer?

In the process of buying a home, you need to be prepared for everything and anything. It’s always wise to understand that there are times when your home appraisal may come in lower than your offer. A home appraisal is an unbiased estimate of the true (or fair market)...

Employee Spotlight: Kevin Hughes

If you have ever worked with Kevin Hughes, you know this man loves fishing and the great outdoors! You will also know that Kevin is a mortgage expert! These two passions keep Kevin very busy. Kevin is Vice President, Head of Residential Lending. He joined Kalamazoo...

To Buy, Build or Remodel Your Dream Home

As you look forward to warmer weather, you may be pondering if this is the right time to build your dream home, buy a new home, or remodel your current home. To help sort out your options, consider your lifestyle today and envision where you’d like to be in three to...

ICBA and KCSB Offer Six Tips to Help Safeguard Consumer Data

Americans rely more than ever on their smart devices for banking, shopping or social networking, making the need to safeguard sensitive information and prevent unauthorized use by cybercriminals paramount.  In recognition of Cyber Security Month, the Independent...

Kalamazoo County State Bank Launches New Website, Branding

Schoolcraft, MI (July 27, 2017) – Kalamazoo County State Bank (KCSB) is pleased to announce the launch of their redesigned website and brand. The new website offers improved navigation and functionality to help customers achieve their financial goals. The new branding...