How to Get a Self-Build Construction Loan

A Self-Build Construction Loan is unique in the lending arena because it’s hard to find a bank that will allow for self-building within their construction loans. Kalamazoo County State Bank (KCSB) has one of the most flexible Self-Build Construction Loan programs in...

President and CEO D. Scott Hines Reflects on 20th Anniversary

It’s hard to believe that I have been in banking for 36 years. It seems like a short time ago, but now 20 years have passed since talking with Jim MacPhee about a possible move to KCSB. I had been working for First National Bank of Three Rivers for 16 years and had...

Stephanie Chapin Celebrates 45 Year Anniversary

Meet Stephanie Chapin, Loan Clerk for Kalamazoo County State Bank (KCSB). As KCSB celebrates 115 years as the community bank, Stephanie reflects on her 45th Anniversary with the Bank. “I began my career with KCSB in Bookkeeping in 1977 while I was a Senior in High...

Business Plans Promote Financial Wellbeing

Just as you need a blueprint to build a home, it’s a wise entrepreneur who uses a blueprint to build their business. In business – your blueprint is your business plan. And your business plan will help guide you in creating, maintaining and growing your business. Most...

7 Reasons to Use a Local Mortgage Lender in Today’s Market

Now is the time to talk with your local mortgage lender if you are thinking of buying your first home, moving into a bigger home or looking to downsize. It is still a seller’s market with fewer homes for sale. However, the craziness seems to be cooling down a bit!...

Employee Spotlight – Susan Vincent

Meet Susan Vincent, KCSB’s newest Loan Clerk. She joined the Bank this spring with vast experience in raising a family, furniture leasing, administration and providing financial assistance. Her current position is Loan Clerk. “Early in my professional career I managed...

Employee Spotlight: Will Baker

Meet Will Baker, a Personal Banker at KCSB’s Schoolcraft Branch Office. Will joined KCSB in 2022 with experience working at another financial institution in the area. “At the end of last year, KCSB enticed me to leave my position at a Kalamazoo Credit Union and join...

A Message from Scott Hines, President and CEO

To Our Valued Customers, As a community bank, Kalamazoo County State Bank remains well capitalized and well positioned to continue to serve our customers and community. We were chartered 115 years ago and expect to serve this community for generations to come. As our...

Mary Marshall Celebrates 10 Year Anniversary with KCSB

As KCSB celebrates 115 years as a community bank, Mary Marshall is celebrating her 10-year-anniversary with the Bank. Mary joined KCSB in 2013 as Assistant Vice President, Branch Officer in the Vicksburg Branch Office. In 2016, she was promoted to Assistant Vice...