KCSB In The News & COMMUNITY

 

Should You Refinance Your Mortgage While Rates are Low?

Should You Refinance Your Mortgage While Rates are Low?

As the COVID-19 pandemic started slowing down the economy in early 2020, mortgage interest rates also started to go down. Today, mortgage rates are historically low. If you currently have a home mortgage, it’s an ideal time to consider a refinance. The best thing you...

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Holiday Greeting in the Time of Coronavirus

Holiday Greeting in the Time of Coronavirus

All of us at KCSB want to wish you a safe, healthy and happy holiday season. As we celebrate the holidays this year, we are especially grateful for the care and support everyone has extended to fellow customers, our employees and all those in our communities who are...

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Employee Spotlight: Chuck Snyder

Employee Spotlight: Chuck Snyder

Meet Charles S. Snyder (Chuck), Loan Officer for Kalamazoo County State Bank. Chuck joined KCSB in 2016 as Branch Manager of the Mattawan Office. He brought many skills with him to KCSB including excellent lending, sales and branch management skills. In 2019, Chuck...

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Mortgage Application Checklist: What documents will I need?

Mortgage Application Checklist: What documents will I need?

When you’re ready to start looking for a home, or you’ve already decided on the home you want to buy, you will need to step back for a moment and gather the information for your lender to actually approve your mortgage application. Whether it’s your first home, your...

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Employee Spotlight: Jerry Kroetsch

Employee Spotlight: Jerry Kroetsch

Meet Jerry Kroetsch, Assistant Vice President, Commercial Loan Officer. Jerry joined KCSB in 2019 with over 25 years of banking experience. He has a BBA in Finance from Western Michigan University. We asked Jerry about his personal and professional experiences...

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6 Advantages to Building or Buying A Home in The Fall

6 Advantages to Building or Buying A Home in The Fall

Fall is a time when people start winding down and moving more activities indoors. Holidays like Halloween, Thanksgiving, Hanukkah and Christmas start to fill our thoughts. It’s also an ideal time to take advantage of the market to build or buy a home! Here are six...

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Employee Spotlight: Michanna Holbrook

Employee Spotlight: Michanna Holbrook

Meet Michanna Holbrook, the Branch Manager of KCSB in Vicksburg. Michanna joined KCSB in 2014 as a Teller. Her skills for understanding her customers’ needs along with the services available to help fulfill those needs quickly became apparent. Over the last six years,...

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7 Unexpected First-Time Home Buyer Expenses

7 Unexpected First-Time Home Buyer Expenses

Making plans to buy your first home is an exciting time, yet with the recent shifts in our economy, it can be daunting as well. To keep your homebuying process moving more toward exciting than overwhelming, you’ll want to understand the additional expenses that will...

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KCSB Mourns Loss of Great Leader, Mentor Jim MacPhee

KCSB Mourns Loss of Great Leader, Mentor Jim MacPhee

Schoolcraft, Mich. (September 14, 2020) – It is with deep sympathy that Kalamazoo County State Bank (KCSB) relates the loss of a great leader and mentor. James D. MacPhee crossed over to Heaven Friday, September 11 after his brave yearlong battle with brain cancer.

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Employee Spotlight: Deanna Gerow

Employee Spotlight: Deanna Gerow

Meet Deanna Gerow. If she hasn’t captured your photo with her camera, she’ll definitely capture your heart with her kindness. Deanna began her banking career at KCSB in 2016 as a Teller and progressed to a Personal Banker and most recently promoted to Branch Manager...

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8 Reasons to Shop Local for Your Mortgage

8 Reasons to Shop Local for Your Mortgage

Shopping for a mortgage is a very personal experience – let’s face it – it’s one of the biggest expenses you will have as a homeowner. Today, more than ever, you’ll want to work with someone who you can trust wholeheartedly, someone who appreciates your unique...

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5 Questions to Ask a Mortgage Lender

5 Questions to Ask a Mortgage Lender

Buying a home is an exciting time. It can also be a daunting time, especially if you need to finance your purchase. To keep your experience as positive as possible, make sure to talk with your mortgage lender right away. Here are five questions you’ll want to ask your...

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Employee Spotlight: Patrick Fitzgerald

Employee Spotlight: Patrick Fitzgerald

Spend a little time with Patrick Fitzgerald, the Mattawan Branch Manager, and you understand the bench strength he brings to Kalamazoo County State Bank. Sports are an important part of Patrick’s daily life and have guided him throughout his career. Patrick brings...

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What happens if the home appraisal is lower than the offer?

What happens if the home appraisal is lower than the offer?

In the process of buying a home, you need to be prepared for everything and anything. It’s always wise to understand that there are times when your home appraisal may come in lower than your offer. A home appraisal is an unbiased estimate of the true (or fair market)...

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Employee Spotlight: Kevin Hughes

Employee Spotlight: Kevin Hughes

If you have ever worked with Kevin Hughes, you know this man loves fishing and the great outdoors! You will also know that Kevin is a mortgage expert! These two passions keep Kevin very busy. Kevin is Vice President, Head of Residential Lending. He joined Kalamazoo...

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To Buy, Build or Remodel Your Dream Home

To Buy, Build or Remodel Your Dream Home

As you look forward to warmer weather, you may be pondering if this is the right time to build your dream home, buy a new home, or remodel your current home. To help sort out your options, consider your lifestyle today and envision where you’d like to be in three to...

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Kalamazoo County State Bank Launches New Website, Branding

Kalamazoo County State Bank Launches New Website, Branding

Schoolcraft, MI (July 27, 2017) – Kalamazoo County State Bank (KCSB) is pleased to announce the launch of their redesigned website and brand. The new website offers improved navigation and functionality to help customers achieve their financial goals. The new branding...

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Contact Us
1-800-927-3335
Schoolcraft
269-679-5291
Mattawan
269-668-3386
Vicksburg
269-649-0001

Telephone Banking

1-866-527-2265

KCSB Routing Number
#072408274

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Kalamazoo County State Bank
All rights reserved

Website Photography
by Deanna Gerow